The alternative to the ableist NHS – BUPA wont insure autistic people

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BUPA wont insure autistic people because autism is a lifelong condition.

If you have a pre-existing condition you cant get medical insurance or any medical package at all for it or anything arising from it. this means that no autistic person may get cover for ongoing treatment. there is no private alternative to the NHS that treats autistic people without gargantuan payments, way above the level of a homeless person on benefits and way above the level of someone with a house and a decent job. more importantly – way above the level of a non-disabled person who does get their treatment covered.

i get how they do it now. dont be fooled by a picture of a stethoscope, BUPA is not a medical company its an insurance company. they deflect from their entire business model being discriminatory by calling it insurance and offering a ‘pay-as-you-go’ option. all systems of discrimination and corporatist greed have associative language and legal frameworks that allow them to continue their institutional discrimination.

private medical companies should not even exist here, but after four years of trying to get the ableist NHS to do something, its become clear how and why they will be taking over.

the pay-as-you-go option is obviously much more expensive than having insurance or other medical package. when i say expensive i mean ludicrously and unattainably expensive. thousands of pounds to fix one of my health problems and i have a lot lol.

i assumed i could just pay for all of my stuff or get some kind of package with a yearly payment for it but there arent any packages that cover autism, there is only insurance and paying every time you see someone. welcome to the world of private medicine. something we are all going to have to get used to because our country is doomed to be america.

this article sums up the horror of what is coming

Call your health insurance provider and ask these critical questions: 1) What are my individual and family out-of-pocket deductibles? What are my out-of-pocket maximums before 100% reimbursement begins? 2) How many visits per specialty (i.e., PT, OT, Speech) does my insurance plan allow per year for out-of-network providers? 3) Are there any limitations on diagnosis codes? 4) Does my plan have mental health coverage?

point 1 of a 9 point checklist when buying autism insurance in MURICA (USA)

i wrote to BUPA and listed my problems. i said i would like to pay for a service similar to the ableist NHS but one that actually does something. anything! this was their reply:

(TL;DR – despite lots of pictures of doctors on their website they are an insurance company and thats why they cant cover autistic people, you *are welcome to pay 50 peoples lifetimes of wages for basic medical help though, if you want)

Dear Mr Weston

Thank you for your enquiry.

I’m afraid I would need to make you aware that any conditions that you are experiencing symptoms of, under investigation, currently diagnosed with or are being treated for may not be covered under a new health insurance policy as health insurance is there to cover you for any unforeseen future illness. However you can still take out a policy with Bupa to cover for future unrelated problems that may occur.

If you would like to discuss our health insurance further excluding your current health concerns please let us know and we would be happy to contact you.

Alternatively you are welcome to call us on 0800 289 577. Our lines are open Monday to Friday 8am to 8pm and Saturdays 9am to 12.30pm.

If you would like to pay for treatment on a self-pay basis, we do offer a range of self-pay services. You can find out more about these by going to our Pay As You Go Healthcare webpage –

https://www.bupa.co.uk/health/payg/

Alternatively, you may also wish to contact private hospitals directly. You can also use the following link to search for private hospitals in your area. You would then just need to call them directly.

http://finder.bupa.co.uk/

Kind regards


looking up ASD on the BUPA website brings you this insult:

If you have ASD, you may be offered the following:

  • a course to help with social skills – you can do this alone or in a group with other people with ASD
  • training programmes to help with life skills – these might be based around leisure activities
  • help to manage your anger if this is an issue for you – this might include relaxation activities and developing problem solving or coping skills
  • help to get a job or volunteer role

BUPA treatments for autism are based around changing the autist to fit the NT world. this shows what wankers they are. change to be more like us and get a fucking job. this is what they are saying.

fuck me.

» rant » The alternative to the ableist NHS...

28/08/2020

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